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FSAs are plans implemented by employers that allow employees to pay for medical related expenses with tax free dollars pulled out of their paychecks. This includes visual necessities as well as other general medical necessities.
Potentially, thousands of dollars are sitting in your FSA waiting to be spent or else reabsorbed into your employers’ bank accounts if left untouched before their expiration date. Flex Dollars expiration dates are based on the employers tax year, and since most companies are on the calendar year, December 31st is the most common expiration date.
When your deadline quickly approaches, it’s a great time to start thinking about where you want those dollars to go. Since the money is pulled out of paychecks before taxes, they accumulate tax free, but they are far from free of charge. No one likes to throw away their hard earned cash, and if you don’t spend your flex dollars, that’s exactly what you’re doing.
Understandably, situations change. Maybe you had medication that you took and you don’t anymore, maybe you were being cautious in case a medical emergency arose but nothing unusual happened this year, or maybe your spouse/partner had enough in theirs to cover both of your expenses and now you’re left with the burden of spending all of yours last minute! The reasons for the leftover are countless, but the ultimate situation is the same for each person: a need to spend what’s left, and quickly.
The money is only available for medical necessities so places available to spend are quite limited, and there are only so many bottles of Tylenol necessary in a year. Regardless of the situation, right now is a great time to use that money to treat yourself to sensational vision with a new pair of eyeglasses and prescription sunglasses. Vision is a vital necessity that many people overlook or don’t realize is covered by their FSA, but as long as glasses are made with prescription lenses, they’re considered a medical device.
A great place to take care of your visual needs is San Francisco Optics. Not only do we provide great eyewear, but also a quality experience you won’t forget. Unlike private optical boutiques that don’t take insurance, San Francisco Optics offers our very own Luxury Eyewear Plan, which matches individuals’ vision insurance plans. With the Luxury Eyewear Plan, instead of your eyewear being processed by the insurance lab, you get private pay quality.
Come and get styled by one of our friendly and knowledgeable opticians and walk away with firm knowledge that you’re getting private service, quality eyewear, and crystal clear lenses from a place that cares about fulfilling all of your visual needs.